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How to negotiate with debt collectors

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GoVentureContributor7055
Aug 26, 2010 11:38 EDT

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http://www.visualeconomics.com/how-to-negotiate-with-debt-collectors/

How to negotiate with debt collectors
VisualEconomics.com

A debt collection attempt can obliterate your credit report, making it very difficult to get credit or loans, and effecting rates you might get. You can alleviate these blights on your credit by having the debt collectors delete these entries or having them report these as "Paid" or "Current."
 
Before you pay off your account it's a very good idea to negotiate with the debt collector to have your credit report fixed. After all, you can't end up worse off then than you are now. So give them a call, and before you make payment, make sure you get an agreement in writing verifying what they are willing to do.
 
(click the link above to see the full story - including the six best negotiation scenarios)

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Details

How to negotiate with debt collectors

Relevant Subject and Topic
Other, Personal Finance and Investment, Economics, Other

Types
Article
Best Practice

Features
Informative, Educational, Experiential, Competitive, Somewhat Interactive, For Individuals, Text

Format
Document
Webpage

Copyright Owner
VisualEconomics.com

Most Suitable For Use By
Instructors, Facilitators, Parents, Learners, Entrepreneurs

Age Appropriateness
Adult(19+)

Grade Appropriateness
Adult General
Professional

Geographic Suitability
All or Non-Specific

Language
English

Education Standards Maps

Version History

Date Edited
Notes
Aug 26, 2010 11:38 EDT
-
Jan 12, 2010 13:44 EDT
PNR
Jan 12, 2010 13:43 EDT
PNR
Jan 12, 2010 13:43 EDT
PNR
Jan 12, 2010 13:42 EDT
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